It’s my most dreaded time of the year. Financially that is! A little unknown fact about me, ever since I had a credit card I always end up being in debt for the first quarter (okay maybe half) of the next year. That means I waste months of potential savings just to pay off my Christmas/Holiday debts.
This year, I plan to do the opposite of that and be smarter when it comes to gift giving this season. Of course, I had to practice my infographic making skills… LOL
The one’s shared above are pretty self-explanatory but if you like more tips, read on…
- Give something edible
- If you really have no more budget, STAY AT HOME
- Go to bazaars and night markets
- FOR KIDS: Don’t buy them the most expensive brand/gift especially with toys. Kids will be kids.
- Do a little arts & crafts
- Don’t go over budget by preparing in advance
- Try to gift experiences instead of material things (maybe treat your family to a yummy meal instead of giving them gifts separately!)
- Use coupons/discount codes
- Be creative! Try thinking outside the box to make the most out of your money.
I plan to make this season not just about gifts and shopping. I use to think that if I shower my loved ones with expensive gifts we could be happier. The happiness only lasts for a while. This time, I plan to focus more on improving our personal relationships and working towards a better 2016.
Happy holidays everyone!